The mortgage and home buying industry has taken an enormous lost in creditability and financially. With the collapse of mortgage bank such as Option One, Countrywide, New century among many others, some potential home buyers have increasing worries of purchasing a home. The Sub-prime industry has placed a dark shadow over the mortgage industry, however, the Federal Housing Administration (FHA) loans and majority of the Fannie Mae and Freddie Mac loans standards have not wavered. The government mortgage loans listed above offer great rates, low fees and low down payment options.
Most stock broker will inform their clients to sell stocks when they are high and buy stocks when they are low. This same method can be applied when purchasing a home. Due to high foreclosures and reduced real estate sells, buyers have more advantage when negotiating prices and incentives for their future homes. Builders/Sellers are offering more incentives such as appliances, blinds, down payment funds and much more.
For more information on mortgage loans please visit www.openhousefinancials.com
1 comment:
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